Liabilities abound for hosts of holiday parties

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A survey conducted by the Independent Insurance Agents & Brokers of America showed that about 33 percent of homeowners didn't know that they could be held liable if a drunk guest of their party drove away and caused a car accident. This is quite likely to happen in most states. The drunk partygoer usually can't sue the host of the party, not successfully anyway. But if that same guest caused a wreck and there were injuries to other people, they could hold the host liable. Alcohol-related incidents are not the only incidents that a party host can liable for. For example, a cigarette that catches the Christmas tree on fire, then leads to fires in neighboring homes could mean the party host is held responsible. A guest that falls on ice or snow on the host's walkway could sue for his or her injuries. Perhaps several guests ended up sick from eating party food and sued the host for their medical bills. Swimming pools, pets, trampolines and much more can all end up causing an accident that could result in the host being held liable. In some cases, a homeowner's insurance policy may cover medical expenses, lost wages and more. If there is no insurance policy, then any award of compensation in a civil suit would have to come from other sources. If you're attending a party and are injured, you could make a claim for your medical expenses and other damages. At the Levine Law Firm, P.C., we represent injured parties. To learn more, visit our webpage on premises liability.

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